Locating Life Insurance

Do you think you might still have life insurance, but you can’t find the policy?  Do you think a deceased relative had a policy that no one has ever claimed?  If so, you might be able to find it on the State of Michigan’s unclaimed property website:  https://unclaimedproperty.michigan.gov

If you don’t know the name of the insurance company, you can try using the Life Insurance Policy Locator, a national database that is run by the state insurance regulators at:  https://eapps.naic.org/life-policy-locator/#/welcome

Once a request is made to locate a policy, the National Association of Insurance Commissioners will ask all of its participating companies to search their records for a match.

If your deceased loved one was in the military in the pre-Vietnam era or was a service-disabled veteran, you can also search at:  https://insurance.va.gov/unclaimedfunds

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Legal Strategies, P.C. 

Terri North is the Macomb County, Michigan attorney who heads up the Legal Strategies practice. Legal Strategies assists clients in the areas of estate planning, probate and real estate. 
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